The multi-lender financing platform built for home improvement.
Give homeowners more financing paths through one branded application, while your team manages applications, follow-up, and funding from one place.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for contractors, reps, teams, and locations.
Funds sent directly to your business.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
Multiple Lenders In Real Time
Everything your crew needs to close on the spot.
Contractor operations
Manage applications, follow-up, funding, and performance without switching between lender portals.
Run financing from one dashboard
Manage applications, available offers, follow-up, funding status, and production in one place.
Track every application
See where each homeowner is in the financing process and what needs to happen next.
Track funded volume
See funded production over time and compare it with the portfolio average.
Manage supported promotions
Configure available promotions and buydowns and understand how they affect homeowner payment options.
Field sales and performance
Give reps simple tools to launch financing anywhere and give managers visibility into adoption.
Work from the field
Start applications, share QR codes or links, and manage follow-up from a mobile job dashboard.
Measure tools and rep adoption
Compare activity by rep, location, link, QR code, button, or embedded entry point.
Measure every entry point
Compare application starts and completions across links, QR codes, buttons, embeds, and messages.
Keep the experience branded
Keep your logo, colors, and support contact present throughout the homeowner financing journey.
More financing paths for more home improvement projects.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
A simple, branded experience built for homeowners.
One application, multiple programs
Homeowners complete one application through a branded flow built for the estimate or consultation.
Direct-to-business funding
Participating lenders send funds directly to your business.
Links, QR codes, and messages
Invite homeowners to apply by text, email, or QR code.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
See what drives starts
Compare application starts from links, QR codes, buttons, widgets, and other supported entry points.
Measure each channel
Understand which tools generate activity so your team can place them where homeowners are ready to move.
Improve distribution
Use real usage patterns to focus reps and teams on the entry points that earn engagement.
Financing was never built as one connected system. So we built one.
With
Traditional providers
Separate applications for every lender.
One lender. One dead end.
Work split across lender portals.
Customers leave your branded experience.
Demos, setup, and more systems.
With Ottri
One application. Multiple lender programs.
More paths when one lender says no.
Your brand stays front and center.
Applications, offers, and funding in one place.
Start today. No demo required.
Financing for every home improvement trade.
The same branded application, participating lender programs, and shared follow-up, built around the estimate, consultation, or service call of each trade.
34 trades. Choose yours to see how financing fits your workflow.
Home improvement financing questions, answered.
What is Ottri for home improvement contractors?
Ottri is a multi-lender home improvement financing platform built for contractors and service businesses. It connects your business to participating lenders through one branded application and gives your team one place to manage applications, financing options, follow-up, and funding.
How does Ottri’s multi-lender platform work?
The homeowner completes one branded application. Ottri coordinates the application across eligible participating lender programs and brings available financing options and next steps back into one connected experience—without requiring a separate application for every lender.
What types of home improvement businesses can use Ottri?
Ottri supports 150+ home improvement and home-service categories, including remodeling, roofing, HVAC, electrical, plumbing, pools, landscaping, foundations, windows and doors, solar, restoration, and specialty installations.
How quickly can I start, and what does Ottri cost?
Create your account, add your brand, and start offering financing today—no demo required. Ottri is free for businesses to use, with no setup fees, subscription fees, or fees charged by Ottri.
Who receives the funds when a project is financed?
The participating lender sends the funds directly to your business—not to the homeowner—according to the program’s funding process.
Does the financing experience stay under my brand?
Yes. Your logo, colors, and business identity remain front and center throughout the homeowner experience, while Ottri powers the financing infrastructure behind it.
What project sizes and credit profiles can Ottri support?
Across the Ottri network, participating programs span project sizes from $1,000 to $750,000 and reported consumer credit profiles from 300 to 850. Available products, amounts, eligibility, and terms depend on the application and participating lender.
Is Ottri a lender marketplace or lead-generation service?
No. Ottri is financing infrastructure that operates behind your business’s brand. Your business owns the homeowner relationship, and Ottri does not sell applications as leads.
Who makes the credit decision?
Each participating lender establishes its own products and eligibility criteria, makes its own credit decisions, and determines the terms of any financing it provides. Ottri provides the technology, lender connectivity, routing, and operating workflow.
Does checking financing options affect the homeowner’s credit score?
The type of credit inquiry and any potential credit-score impact depend on the participating lender, financing product, and stage of the application. Homeowners receive the applicable credit-inquiry information before proceeding.