Home Improvement

The financing operating system for home improvement.

One branded system connecting your team, homeowners, and financing journey—from first conversation to funded work.

One application. More eligible paths.

Multiple banks and financing providers. One network.

Built for the contractor's operation.

Conversion technology built into the moment of sale.

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Best option
Loan Is Approved!
$50,000 /240 months
Installment Loan
Loan Type
7.99%
APR
$418 /month
Payment

Banks and Lenders

18

Finance projects up to

$750K

Full credit coverage

300–850

Multiple Lenders In Real Time

Everything your crew needs to close on the spot.

Merchant operations

Everything your teams need to offer financing anywhere you sell.

Application funnel showing invitations, offers presented, offer selections, and total conversion.
See the application funnel
Track invitations, offers presented, offer selections, and conversion in one view.
Funded volume trend chart compared with average funded volume.
Track funded volume
See funded production over time and compare it with the portfolio average.
Ottri merchant dashboard showing financing tools, applications, follow-ups, and funded volume.
Run financing from one dashboard
Manage sales tools, active applications, follow-ups, and funded-volume performance in one place.
Offer controls for supported zero-percent APR promotions and rate buydowns.
Manage promotions and buydowns
Configure supported offer terms and see how they change the homeowner's payment options.

Rep tools and performance

Everything your reps need to launch financing, manage follow-up, and improve adoption.

Application starts and completions broken down by links, QR codes, buttons, embeds, and messages.
Measure every entry point
Compare application starts and completions across links, QR codes, buttons, embeds, and messages.
Representative performance table with applications sent and approval rate by rep.
Coach with rep-level performance
Compare applications sent and approval rates by rep so managers can improve adoption with evidence.
Mobile job dashboard with new application, QR code, and estimate tools.
Work from the mobile job dashboard
Start an application, scan a QR code, send an estimate, and manage follow-up from the field.
Branded homeowner approval screen with the business logo and support contact.
Keep the homeowner experience branded
Keep your logo and support contact present through the homeowner's financing journey.

No job too big. Far fewer deals dead at "declined."

Financing

Wider Coverage

300 to 850

A full range of lenders and loan types designed to serve as many customers as possible

3D translucent purple curved shapes forming an abstract circular design.

High Ticket

Start from

$1K to $750K

Support virtually any job size without switching systems or sending customers elsewhere.

Get started

Know what needs action — and which financing tools are working.

Funding application pipeline highlighting customers with missing documents.

See what needs action

Surface applications delayed by missing documents or other required next steps.

Keep follow-up in one place

Open the relevant application, understand the blocker, and continue from one shared pipeline.

Move sold jobs forward

Give reps clear, role-appropriate follow-up signals without asking homeowners to diagnose the process.

A simple, branded experience homeowners trust

One application, multiple lenders

A fast, easy flow homeowners can complete during the estimate.

One platform

Manage all financing in one place

SMS & links

Invite customers with SMS, email or custom share tools.

Consumer-grade interface

A modern, intuitive design that improves conversion and customer experience.

Branded application

Your colors, your logo, your identity throughout the financing flow.

Custom promos and offers

Create seasonal offers or project-specific promotions.

Financing was never built as a connected system.So we built one.

With

Traditional providers

One lender. One shot. Declined means done.

Approved for half. Project shrinks.

Lender experience competing for your customers attention.

One link. One channel. Hope they finish.

Book a demo. Sit through a pitch. Wait weeks.

With

Many lenders. Multiple paths to yes.

Max funding from all lenders.

Your brand, start to finish. Your customer never gets shopped or poached.

Text it. Email it. QR it. Embed it. Done.

Sign up in minutes. No commitments.

Why try Ottri?

Home-improvement crew working on a roof structure.

One application routes to prime, near-prime, and sub-prime lenders across the full credit spectrum

Many lenders, multiple paths to yes — a no from one isn't the end
Soft credit check, so more customers start the application
Full 300–850 coverage catches deals single-lender setups miss

Upsell confidently with tools built for big projects, from installment loans to $750K HELOCs.

Finance jobs from $1K to $750K without switching systems
Installment loans and HELOC options for your largest projects
Max funding from every lender, so big jobs don't shrink to a partial yes

Create a fully branded customer financing experience with your logo and colors from application to funding.

Your logo and colors across the entire financing flow
Send it your way — SMS, email, QR code, or embedded on your site
Customers stay in your experience, never handed off to a third party

Equip reps with a mobile-first command center for instant QR code apps and real-time tracking.

Invite team members and assign roles and permissions
Create rep accounts and track performance by link and portfolio
Manage merchant portfolios including multi location structures
View all capabilities