Multi-lender basement finishing financing for contractors.
Sell the basement they pictured. Ottri is the complete basement financing platform: one branded application, 20 participating lenders, designers closing on site, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for basement remodelers, reps, and teams.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a basement remodeler needs to sell with financing.
Contractor operations
Finished space is a five-figure decision. Present monthly payments with the proposal, track every application, and see funded volume in one dashboard.
Design consultations and performance
Designers send the application from the walkthrough by link or QR code. Managers see which designers and entry points turn plans into contracts.
More financing paths for every basement, from one room to a full suite.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, at the walkthrough.
One application, multiple programs
Homeowners start one application while considering the basement layout, work, and installed estimate.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Send the application by text or email after the basement design discussion.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the basement done.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Basement finishing financing questions, answered.
Basement finishing financing lets homeowners apply for credit toward eligible work that creates or updates basement living space. Ottri connects your business's branded application to participating lender programs and gives your team one place for financing follow-up. The customer can consider available terms alongside the proposed layout, scope, and estimate. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the basement sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
A participating program may consider the defined residential remodeling work when the project and applicant meet its requirements. Identify the rooms, finishes, installation, and related costs in the estimate. A proposed use of the room is not itself a financing approval or confirmation that every associated item is eligible. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
Share the branded application after presenting the proposed rooms, finishes, and installed price. Your team can review the application and funding status in Ottri while the homeowner considers the plan. Keep the estimate current as selections change, and confirm lender requirements before treating an earlier financing amount as covering the revised work. Because status lives in one dashboard, the proposal and the financing move together instead of in separate email threads.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
A revised layout or additional room can change the scope and requested amount. Update the estimate and confirm the lender's requirements for reviewing the change. A broader project simply gets a fresh look from the lender, with any added documentation handled in the same application. Across the Ottri network, participating programs cover projects from $1,000 to $750,000, so an added bathroom or bedroom stays within range.
Funding follows the selected lender program's conditions. Ottri does not promise a universal construction-draw or milestone-payment schedule. Review required agreements, project confirmations, and disbursement steps before planning purchases or work around the proceeds, and keep those expectations clear with the homeowner. What Ottri does provide is direct-to-business funding on eligible programs, so proceeds come to you rather than through the homeowner.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.