Build consumer and business financing into your platform.

Platforms, marketplaces, and partners can use Ottri to launch branded consumer financing, business financing, or both. Depending on the integration, Ottri can power business provisioning, financing applications, configured lender workflows, permitted lifecycle information, partner operations, and reporting.

No. Ottri is the infrastructure and operating layer businesses, platforms, and partners use to deliver branded financing experiences across participating lender programs. Ottri is not a lender and does not make credit decisions.

Yes. Ottri supports consumer financing, business financing, or both within one infrastructure environment. Available products, lender programs, workflows, and integration requirements depend on the approved program and use case.

No. Ottri supports hosted, embedded, white-label, and API-native launch paths. A hosted experience offers the fastest route to launch, while embedded and API-native integrations give platforms more control over the product experience and workflow.

Your platform connects to Ottri instead of building and operating a separate integration for every lender. Ottri manages the configured connectivity and application workflows across participating lender programs, while each lender controls its own products, criteria, eligibility, credit decisions, and terms.

Approved integrations can receive permitted application, required-action, document, financing-option, funding-status, and attribution information based on the program, permissions, and integration scope. Exact schemas and access rules are provided during implementation.

Start with the public architecture, integration options, capabilities, and lifecycle overview on this page. Then request API access and tell Ottri what you are building. Ottri will scope the appropriate integration, technical materials, permissions, and launch plan with your team.

Credentials and permitted access are issued to approved integrations based on their program and implementation scope. Authentication, environments, data access, and security requirements are reviewed as part of the technical implementation process.

Participating lenders establish their own program criteria, determine applicant eligibility, make all credit decisions, set financing terms, provide required disclosures, and handle funding and servicing responsibilities.