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Partner financing infrastructure

Build and distribute financing on Ottri.

Launch consumer financing, business financing, or both through the network or product you already own. Ottri provides the multi-lender connectivity, branded experiences, partner portal, and operating infrastructure behind it.

Consumer and business financing

One multi-lender infrastructure layer

Dedicated partner operating system

Hosted, embedded, white-label, or API-native

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Partnership models

Two ways to partner. One infrastructure.

Distribute Ottri through a business network, or build financing into a product you already operate. Start with the model that fits today. Both run on the same Ottri infrastructure and can expand as your strategy grows.

Shared infrastructure

However you partner, it all runs on Ottri.

Referral, portfolio, embedded, white-label, and API-native models are different ways into the same system. Ottri connects business onboarding, branded customer experiences, multi-lender orchestration, partner operations, reporting, and contracted economics through one infrastructure layer.

One partner operating system
Onboard and manage businesses, teams, representatives, permissions, attribution, funded volume, and applicable residuals from one place.
Multi-lender orchestration
Move one application through configured workflows across eligible participating lender programs, with available options and status updates returned to one connected experience.
Integrate at your depth
Launch with hosted tools, embed components inside existing workflows, or connect through APIs and webhooks.
Your brand and distribution
Keep your brand, business relationships, and go-to-market strategy at the center of the financing experience.
Intelligence across the network
Measure onboarding, applications, funded outcomes, attribution, and permitted economics across the businesses and channels you operate.
Multi-lender financing

One application. More ways forward.

Ottri coordinates one branded application through configured workflows across eligible participating lender programs. When one program is not the right fit, the application can continue through other configured eligible paths without forcing the business or customer to start over.

Participating lenders establish their own criteria and make their own credit decisions. Ottri keeps routing, available options, status updates, and next steps connected in one operating flow.

Consumer and business financing
Support consumer financing delivered through businesses and platforms, business financing delivered to businesses, or both—based on the participating programs configured for your deployment.
Broader consumer-credit coverage
Participating consumer lender programs span reported credit profiles from 300 to 850 across the Ottri network. Available products, eligibility, and terms vary by program and applicant.
One branded operating flow
Businesses and customers move through one connected experience while required participating-lender identities and disclosures remain visible where applicable.

Operate the business behind the partnership.

Ottri gives partners more than a referral link. Use the partner portal to activate businesses, organize teams, distribute financing tools, follow the application pipeline, and understand funded activity across the network you operate.
Showing different feature of ottri with you business logo
Build and manage the business network from one place.
Invite businesses and track onboarding progress
Create representative accounts and assign roles and permissions
Organize businesses, locations, teams, and portfolios
Manage access across the network you operate
Put financing wherever your network sells and keep every source attributable.
Create trackable links, QR codes, apply buttons, and embedded tools
Attribute activity by business, representative, campaign, or source
See application starts, progress, and funded outcomes
Compare activity across channels and portfolios
Understand what is producing and where the program can grow.
View funded volume and portfolio performance
Monitor funnel and network trends
Identify businesses or channels that need attention
Access permitted residual, commission, or economic information under your agreement
Talk to partnerships

Start at the depth that fits. Expand on the same rails.

You do not need a full API build to launch. Begin with a hosted branded experience or partner-distributed tool, then deepen the integration as the business case grows—without replacing the infrastructure underneath it.

Launch
Activate the channel with branded links, QR codes, invitations, hosted application experiences, and partner-portal tools.
Embed
Place financing inside software, marketplaces, estimates, invoices, CRM, EHR, field-service, ERP, or other approved workflows with embedded components.
Build
Use APIs, webhooks, and lifecycle events to provision businesses, initiate financing, and bring permitted application and funded-status information back into your product.

Built to run a real financing business at scale

Ottri gives partners an operating system to onboard businesses, run teams, and track funded volume while growing recurring earnings across your network without building infrastructure, managing lenders, or adding operational overhead.
Onboard in minutes
Everything to onboard and manage businesses in one place. This is what allows partners to grow large business networks without friction.
Invite businesses instantly
Track onboarding progress
View business performance snapshots and funded volume trends
Built for distribution, in any sales organization. Partners can manage teams, track production, and scale without spreadsheets or external tools.
Rep accounts with role-based access
Tracking links and attribution
Rep performance dashboards
Embedded tools for in-person and on-site use
Financing that looks and feels native to the merchant or platform. Merchants stay front and center. Partners stay trusted. Ottri stays invisible when needed.
Fully white-labeled flows
Fully modular system—integrated partners choose only the components they need and want
The full integration spectrum—from a fully standalone system to a truly integrated one
Merchant and partner branded SMS and email
Embedded widgets, links, and modules
Actionable intelligence focused on improving conversion and funded volume. This is how partners move from passive reporting to active optimization.
Dashboards across the portfolio
Funnel analytics by merchant, rep, and product
Smart signals to surface high-intent activity
For partners who want Ottri to live in their environment. Ottri can live as a native layer inside POS, EHR, CRM, FSM, ERP, and marketplace platforms.
Merchant onboarding APIs
Approval and funding status webhooks
Application status and reporting APIs
Rep and transaction data access
Enterprise-grade controls that support scale and trust. Partners get flexibility without sacrificing oversight.
Roles and permissions
Multi-tenant administration
Audit logs
Activity logs

Your product. Ottri infrastructure. Independent lenders.

Clear ownership keeps the program scalable without weakening your brand or blurring who is responsible for credit.

Your brand and business relationships
Where financing appears in the customer or product workflow
Your network, activation, and go-to-market strategy
Your permitted portfolio and economic visibility

You build the financing business. Ottri operates the infrastructure. Participating lenders provide the credit.

Frequently asked questions

Partner team collaborating around a shared workspace.

Ottri is multi-lender infrastructure for organizations that want to distribute or embed consumer and business financing. It combines branded financing experiences, participating-lender connectivity, configured routing, a dedicated partner portal, reporting, and integration tools in one operating layer.

Distributing through Ottri is designed for organizations that want to activate businesses in their network, provide financing tools, and track attributable funded activity through a partner portal. Building on Ottri is designed for platforms and organizations that want financing inside their product through hosted, embedded, white-label, or API-native components. Both models run on the same Ottri infrastructure and can be combined.

Ottri works with software platforms, marketplaces, ISOs, consultants, associations, manufacturers, franchises, agencies, enterprise networks, and other organizations that serve or aggregate businesses. Program fit and availability depend on the proposed model, verticals, geography, and participating programs.

Yes. Ottri supports consumer financing delivered through businesses and platforms, business financing delivered to businesses, or both, depending on the participating programs configured for the deployment.

No. Ottri is financing infrastructure—not a consumer shopping marketplace, lender directory, or lead-generation service. Ottri operates the lender connectivity, configured routing, workflows, status visibility, reporting, and technology behind partner-controlled distribution and branded financing experiences.

No. Ottri does not simply broadcast every application to every lender. The application moves through the eligible participating-program workflows configured for the deployment.

No. Partners can begin with hosted branded experiences, links, QR codes, invitations, and partner-portal tools. Embedded components, APIs, webhooks, and white-label deployments are available when a deeper integration is needed.

Depending on the program and agreement, partners can onboard businesses, manage teams and representatives, distribute trackable financing tools, monitor application and funded activity, view attribution and portfolio trends, and access permitted economic information.

Ottri supports branded, co-branded, embedded, and approved white-label experiences. Your brand and business relationship remain central while required participating-lender identities and disclosures remain visible where applicable.

Partner economics are defined in the governing agreement and may include contracted residual, revenue-share, commission, implementation, or service models tied to permitted activity and the partnership structure.

Participating lenders establish their financing products and eligibility criteria, make their own credit decisions, provide any credit extended, and determine applicable rates and terms. Ottri provides the infrastructure connecting partners, businesses, customers, and participating-lender programs.

Launch timing depends on the partnership model. A hosted or portal-led program generally requires less integration work, while embedded, white-label, and API-native deployments follow a scoped configuration, approval, integration, and testing plan.

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