Scale Originations Without Widening Your Credit Box

Ottri runs pre-qualification before an opportunity reaches your program.

Each opportunity is evaluated against your configured credit, geography, ticket size, merchant, product, and promotional criteria. Only opportunities that meet your program rules are eligible to route to your team.

You receive program-fit volume—not applications your products were never built to serve.

Merchant quality starts before the first application.

Ottri verifies the business and its principals upstream through KYB and KYC, ownership checks, bank-account verification through Plaid, business and location data, and applicable licensing.

Only merchants that satisfy Ottri’s verification requirements and your configured program eligibility reach your approval queue.

Your team receives a complete, structured merchant record ready for review and activation. The supporting information, documents, verification results, and status history remain connected and traceable through the lender portal.

Your team gets a dedicated operating environment for managing merchants, applications, and program performance.

Review each merchant’s complete verification record. Approve a merchant for your program directly from the portal. Pause or stop a merchant and prevent new applications from routing to you. Changes take effect live.

Monitor application activity, status changes, decisions, approvals, funded deals, and exceptions. Track performance by program, merchant, vertical, geography, credit profile, ticket size, and stage.

Every action remains connected to the underlying merchant, applicant, and transaction record.

You control the parameters: credit policy, geography, product eligibility, merchant eligibility, ticket range, promotional structure, and routing logic. Launch where you want, expand where performance proves out, and pause where needed. Ottri routes to your rules, not generic waterfall logic.