Scale Originations Without Widening Your Credit Box
Ottri connects consumer and business financing programs to demand from businesses, software platforms, and distribution partners.
Your institution defines the products, business profiles, geographies, ticket sizes, and other program requirements that determine where your programs participate. Ottri applies those configurations across the distribution workflow.
More reach. Less noise. Your program stays yours.
One integration. Three paths to demand.
Businesses
Direct businesses
Reach businesses already using Ottri to offer financing across their teams, locations, and customer touchpoints.
Your programs become available where financing is part of the sale, through the same configured infrastructure.
Platforms
Embedded software platforms
Distribute your programs through CRM, EMR, practice-management, job-management, and other vertical software platforms powered by Ottri.
Your institution gains access to established business networks without building a separate integration for every platform.
Partners
Distribution partners
Expand through ISOs, advisors, associations, agencies, and vertical operators bringing their business relationships onto Ottri.
Your programs reach distributed business portfolios without requiring your team to acquire and support every relationship independently.
Put your financing programs where financing decisions already happen—inside businesses, software platforms, and established partner networks.
Every channel runs through the same configured program requirements, business onboarding, application lifecycle, and reporting infrastructure.
Distribution expands. Your program standards do not change.
Ottri connects your financing programs to opportunities across direct businesses, software platforms, and distribution partners.
Before an opportunity becomes eligible for your program, Ottri applies the participation requirements configured with your institution—including financing type, business profile, geography, ticket range, product availability, and promotional structure.
Your team receives opportunities aligned with the program you designed—not applications your products were never built to serve.
Expand your reach without changing the credit box behind it.
Your institution determines where and how its programs participate—and makes every credit decision that follows.
Control your products, approved business profiles, geographies, ticket ranges, program criteria, pricing, terms, promotional structures, and availability.
Ottri applies your configured participation requirements within the distribution workflow. Ottri does not alter your credit policy or make lending decisions.
Participating lenders retain authority over program criteria, eligibility, underwriting, credit decisions, pricing, terms, required disclosures, funding, and servicing.
Ottri expands distribution. Your institution retains program and credit authority.
Ottri creates a connected business record before financing activity becomes eligible for a participating lender program.
Approved onboarding workflows can bring together business, ownership, banking, location, licensing, supporting-document, and verification information for lender review.
Your team receives one structured record with the information, documents, verification results, program status, and history connected from the beginning.
Depending on the approved program and workflow, the connected record can include:
One connected business record—not disconnected files, systems, and verification steps.
Give risk, operations, partnership, and program teams one operating environment for managing participating businesses, applications, and program performance.
Review connected business records, monitor program eligibility, follow application activity, inspect status changes, manage exceptions, and track funded transactions without working across disconnected systems.
Distribution grows. Oversight stays in one place.
A clear path from program design to production.
Ottri works alongside your product, risk, compliance, operations, and technology teams to map your programs and define how they will operate across the network.
Together, we align program requirements, business and applicant data, status models, system connectivity, testing requirements, reporting, and launch scope.
Connect through API, file-based, portal-assisted, or hybrid workflows based on your institution’s environment and approved implementation.
After launch, a named partnership lead remains accountable for program priorities, distribution opportunities, and ongoing performance.
Built for lender oversight.
Your institution remains responsible for the programs it distributes. Ottri gives risk, compliance, operations, and partnership teams visibility into the activity surrounding those programs.
Inspect business onboarding, program participation, application activity, routing status, and operational changes through connected records and lender controls.
Lender questions, answered.
Ottri works with qualified financial institutions and financing providers offering consumer financing, business financing, or both. Participation depends on program fit, operational capabilities, applicable requirements, technical readiness, and agreement with Ottri.
Ottri supports consumer and business financing programs across participating industries and use cases. Specific products, credit profiles, ticket ranges, geographies, and eligibility requirements are defined by each participating lender and the approved program configuration.
Demand reaches Ottri through three connected channels: businesses using Ottri directly, software platforms embedding Ottri, and distribution partners bringing established business networks onto Ottri. Each channel operates through the same configured lender-connectivity and financing infrastructure.
No. Ottri is financing distribution and operating infrastructure. Ottri connects lender programs to demand across businesses, platforms, and partners while supporting business onboarding, lender connectivity, configured orchestration, application workflows, and reporting. Participating lenders retain all credit-decision authority.
Each participating lender defines the approved requirements that determine where its programs participate. These can include financing type, business profile, geography, ticket range, product availability, promotional structure, and other program-specific requirements. Ottri applies the configured requirements within the distribution workflow before an opportunity becomes eligible for that lender’s program.
Participating lenders control their products, program criteria, eligibility requirements, underwriting, credit decisions, pricing, terms, disclosures, funding, servicing, and ongoing program participation. Ottri operates the distribution, connectivity, and supporting workflows around those lender-controlled programs.
Ottri creates a connected business record using the information and verification steps required by the approved workflow. Depending on the program, this can include business, ownership, principal, banking, location, licensing, supporting-document, and verification information for lender review.
Ottri supports API, file-based, portal-assisted, and hybrid integration models based on the participating institution’s systems and program requirements. The implementation process covers program mapping, data and status alignment, connectivity, testing, reporting, and production launch.
Yes. In addition to distributing programs through the Ottri network, qualified financial institutions can explore deploying Ottri’s financing infrastructure under their own brand. White-label implementations are scoped around the institution’s products, business relationships, operating model, and integration requirements.
Join the network—or make the infrastructure yours.
Joining Ottri expands your programs through Ottri-powered businesses, platforms, and partners.
Financial institutions that want to operate their own branded financing ecosystem can also deploy Ottri’s business onboarding, application, orchestration, partner-management, and program infrastructure under their brand.
Your products. Your brand. Your business relationships. Powered by Ottri.
Talk to our lender team
Tell us about your programs, the verticals you serve, and your credit box. Our lender team will follow up with a 30-minute intro to explore where Ottri's merchant network fits.