Multi-lender remodeling financing for contractors.
Sell the whole renovation. Ottri is the complete remodeling financing platform: one branded application, 20 participating lenders, estimators closing at the proposal, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for remodelers, reps, teams, and locations.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a remodeler needs to sell with financing.
Contractor operations
Renovations stall on price, not desire. Present monthly payments with the proposal, track every application, and watch funded volume grow.
Consultations and performance
Designers and estimators send the application from the consultation. Managers see which people and entry points turn proposals into contracts.
More financing paths for every renovation, one room or the whole house.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, proposal in hand.
One application, multiple programs
Give homeowners one application to start while they consider the scope and cost of the remodel.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Text or email the application after the renovation consultation.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the remodel built.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Remodeling financing questions, answered.
Remodeling customer financing lets a homeowner apply for credit toward eligible renovation work through a participating lender. Ottri gives your remodeling business a branded application and a shared view of financing progress. Your team can introduce financing during planning and manage follow-up while the homeowner considers the proposed work. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the remodeling sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
A multi-room renovation may be considered when the project and requested costs meet the participating program's requirements. Present a defined scope and estimate that identifies the work your business will deliver. A larger renovation is matched to the programs built for bigger projects, right alongside the smaller room updates. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
Use Ottri to review the homeowner's application, available offers, required next steps, and funding status in one workspace. Assign a team member to handle financing follow-up as the project develops. If the scope or price changes, update the estimate and confirm what the lender needs before relying on an earlier financing amount. Because status lives in one dashboard, a scope change is a quick update, not a restart.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
Start with the work and costs in the estimate the homeowner is evaluating. Identify any separately paid items and confirm which costs the participating program accepts. The lender confirms the available amount and terms, and the homeowner sees a clear number before the contract is signed. Across the Ottri network, participating programs cover projects from $1,000 to $750,000, which spans a single room to a whole-home renovation.
Disbursement follows the selected program, and you see exactly when funds release in your dashboard. Review the selected program's disbursement process and required confirmations before setting expectations with the homeowner or subcontractors. The contractor's project schedule and the lender's funding conditions need to be understood together. What Ottri does provide is direct-to-business funding on eligible programs, so proceeds come to you rather than through the homeowner.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.