Multi-lender home addition financing for contractors.
Sell the addition as a payment. Ottri is the complete home addition financing platform: one branded application, 20 participating lenders, designers closing at the plan, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for design-build teams, estimators, and offices.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything an addition builder needs to sell with financing.
Contractor operations
Additions and ADUs are among the largest projects a homeowner finances. Present monthly payments with the plan and track every application.
Design consultations and performance
Designers send the application at the consultation by link or QR code. Managers see which designers and entry points turn plans into contracts.
More financing paths for every addition, conversion, and ADU.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, at the consultation.
One application, multiple programs
Homeowners start one application while reviewing the addition plan and the work included in the estimate.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Text or email the application after the design consultation.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the addition built.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Home addition financing questions, answered.
Home addition financing lets a homeowner apply for credit toward an eligible addition, conversion, or accessory dwelling unit through a participating lender. With Ottri, your business presents one branded application and manages financing follow-up in one workspace. Your design team stays focused on the plan and the build; the lender decides whether to extend credit. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the addition sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
They may be considered when the defined project fits a participating program's requirements. Describe the structure, finishes, systems, and site work in the estimate. A garage conversion and a detached ADU can have very different scopes and amounts; the project, requested amount, homeowner, and participating program determine eligibility. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
Not necessarily. Participating lender programs available through Ottri are consumer financing products with their own accepted scopes, amounts, and funding conditions. Some larger additions may fall outside those programs. Review the programs available to your business before presenting financing for a specific addition or ADU. For the projects that do fit, the homeowner gets one branded application and 20 participating lenders instead of a bank appointment.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
Start with the defined plan and an estimate identifying the work and costs the homeowner is evaluating. The participating lender determines eligible costs, the approved amount, and terms after reviewing the application. If permits, engineering, or site conditions change the scope, check the financing requirements before relying on the previous amount or offer. Across the Ottri network, participating programs cover projects from $1,000 to $750,000, so a garage conversion or a modest ADU is within range.
Disbursement follows the selected program, and you see exactly when funds release in your dashboard. Review the selected program's disbursement process and required confirmations before setting expectations with the homeowner or subcontractors. The build schedule and the lender's funding conditions need to be understood together. What Ottri does provide is direct-to-business funding on eligible programs, so proceeds come to you rather than through the homeowner.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.