Multi-lender kitchen remodeling financing for contractors.
Sell the kitchen they want. Ottri is the complete kitchen financing platform: one branded application, 20 participating lenders, designers closing at the table, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for kitchen designers, reps, and teams.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a kitchen remodeler needs to sell with financing.
Contractor operations
Cabinets, counters, and appliances add up fast. Present monthly payments at the design meeting, track every application, and see funded volume in one place.
Design consultations and performance
Designers send the application from the showroom or the home. Managers see which designers and entry points turn plans into signed kitchens.
More financing paths for every kitchen, from refacing to full remodel.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, at the design meeting.
One application, multiple programs
Let homeowners start one application while reviewing the kitchen design, installed estimate, and available options.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Send the application by text or email after the kitchen design meeting.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the kitchen built.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Kitchen remodeling financing questions, answered.
Kitchen remodeling financing lets a homeowner apply for credit for an eligible kitchen renovation through a participating lender. Ottri gives your business one branded application to introduce with the design and estimate. Your team can then track financing progress without making the homeowner coordinate separate conversations with every person involved in the sale. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the kitchen sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
They may be considered as part of an eligible kitchen remodeling project when the participating program accepts the scope and costs. Identify cabinets, countertops, labor, and related work in the estimate. Retail purchases and appliances the homeowner buys elsewhere are simply left off the estimate, so the financed amount matches your work. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
Introduce the option when you discuss the proposed scope and price, so the homeowner can evaluate financing alongside the design. Use the actual estimate and available lender terms. A financing discussion should help the customer understand the purchase, including total cost, rather than rely only on a monthly payment illustration. Homeowners who see a monthly payment early tend to choose the finishes they actually want.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
Update the project estimate and check the financing requirements before treating the revised amount as covered. Different materials or a new layout can change the requested costs. The selected lender determines whether an existing application or offer can accommodate the change and whether further review is needed. Because status lives in one dashboard, an upgraded countertop is a quick update, not a restart.
Share the branded application by text or email after the meeting, then have the responsible team member review its status and required next steps in Ottri. That gives follow-up a specific purpose while the homeowner considers the design. Before ordering custom materials in reliance on financing, confirm the lender's remaining acceptance, document, and funding requirements. That shared view is what keeps the designer selling while the office keeps the application moving.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.