Multi-lender plumbing financing for contractors.
Turn the repair into a replacement. Ottri is the complete plumbing financing platform: one branded application, 20 participating lenders, techs closing from the truck, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for plumbers, office teams, and locations.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a plumbing company needs to sell with financing.
Contractor operations
A failed water heater or a repipe is a lump sum nobody planned for. Present monthly payments at the diagnosis, track every application, and see funded volume.
Service visits and performance
Technicians send the application from the truck by link or QR code. Managers see which techs and entry points turn service calls into installs.
More financing paths for every plumbing job, water heater to repipe.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, during the service call.
One application, multiple programs
Homeowners can start one branded application while reviewing the plumbing estimate with your technician.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Send the application by text or email after the plumbing service visit.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the repipe done.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Plumbing financing questions, answered.
Plumbing customer financing lets homeowners apply for credit for eligible plumbing work through a participating lender. Ottri gives your business a branded application to introduce with the diagnosis and estimate. Technicians and authorized office staff can see financing progress and follow up on the steps that remain. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the plumbing sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
Those projects may be considered when their scope, amount, and installation requirements fit a participating program. The estimate should describe the work your business will perform and the associated costs. Small service calls, equipment replacement, and a larger residential repipe can have different eligibility requirements. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
The technician can introduce the application while discussing the required work. The lender still controls the decision and funding conditions, so an urgent repair does not guarantee an immediate offer or disbursement. Explain the service plan separately and confirm the financing steps before promising work based on expected funds. That urgent moment is exactly when a second and third lender matter most.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
Update the estimate and confirm how the revised scope affects the application or offer. Additional excavation, replacement, or installation work may change eligible costs and require lender review. Work discovered after the initial assessment gets a fresh look from the lender at the new amount, inside the same branded application. Because status lives in one dashboard, a bigger diagnosis is a quick update, not a restart.
Authorized staff can open the homeowner's application, review its status, and see required next steps in Ottri. That gives the office a specific follow-up task after the technician leaves, such as contacting the customer about an unfinished step. Your business assigns responsibility while the technician returns to service work. That shared view is what lets the technician move to the next call without carrying the paperwork.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.