Multi-lender septic and well financing for contractors.
Replace the failed system. Ottri is the complete septic and well financing platform: one branded application, 20 participating lenders, techs closing at the property, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for septic and well technicians, teams, and offices.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a septic and well contractor needs to sell with financing.
Contractor operations
A failed septic system or dry well is a five-figure emergency. Present monthly payments at the inspection, track every application, and see funded volume.
Service visits and performance
Technicians send the application at the property by link or QR code. Managers see which techs and entry points turn inspections into installs.
More financing paths for every septic and well system.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, at the inspection.
One application, multiple programs
Homeowners start one application while reviewing the system scope and installation estimate your technician explained.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Text or email the application after the property visit.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the system in.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Septic and well financing questions, answered.
Septic and well customer financing lets a homeowner apply for credit toward an eligible system replacement, repair, or installation through a participating lender. With Ottri, your business presents one branded application and manages financing follow-up in one workspace. Your technicians stay focused on the system; the lender decides whether to extend credit. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the septic or well sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
They may be considered when the defined project fits a participating program's requirements. Describe the tank, drain field, pump, pressure system, or well work and the associated excavation in the estimate. A pump replacement and a full septic system can have very different amounts; the project, requested amount, homeowner, and participating program determine eligibility. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
Your technician can introduce the application while explaining the required work, including a failed system. The lender still controls the decision and funding conditions, so an urgent repair does not guarantee an immediate offer or disbursement. Explain the repair plan separately and confirm the financing steps before promising work based on expected funds. That urgent moment is exactly when a second and third lender matter most.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
Identify permit fees, soil evaluations, excavation, and restoration of the site in the estimate and confirm which costs the participating program accepts. Permitting and the health department review run on their own track, alongside the financing. If those reviews change the design, check the financing requirements before relying on an earlier offer. Itemizing permits and site work is how one application carries the whole replacement.
Authorized staff can open the homeowner's application, review its status, and see required next steps in Ottri. That gives the office a specific follow-up task while the technician moves to the next property. Your business assigns the follow-up; the lender's approval and funding requirements still determine when financing is complete. That shared view is what lets the technician move to the next property while the office closes the financing.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.