Multi-lender home accessibility financing for contractors.
Help families say yes. Ottri gives you one branded application, 20 participating lenders, installers closing in the home, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for home modification specialists and teams.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything an accessibility contractor needs to sell with financing.
Contractor operations
Ramps, stairlifts, and bathroom modifications are urgent and unplanned. Present monthly payments with the estimate and track every application.
Run financing from one dashboard
Manage applications, available offers, follow-up, funding status, and production in one place.
Track every application
See what the applicant still needs to complete while your team follows up on the home modification proposal.
Track funded volume
See funded production over time and compare it with the portfolio average.
Manage supported promotions
Configure available promotions and buydowns and understand how they affect homeowner payment options.
Home consultations and performance
Installers send the application at the home by link or QR code. Managers see which installers and entry points turn consultations into installs.
Work from the field
Share a financing link or QR code during the home consultation so the applicant can continue on their own device.
Measure tools and rep adoption
Compare activity by rep, location, link, QR code, button, or embedded entry point.
Measure every entry point
Compare application starts and completions across links, QR codes, buttons, embeds, and messages.
Keep the experience branded
Keep your logo, colors, and support contact present throughout the homeowner financing journey.
More financing paths for every home modification.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Applicants apply on their own device, under your brand, with time to decide.
One application, multiple programs
Give the applicant one branded flow to review while considering the proposed home modifications and estimate.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Send the application to the intended applicant by text or email.
Homeowner-friendly experience
Give applicants a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
See what drives starts
Compare application starts from links, QR codes, buttons, widgets, and other supported entry points.
Measure each channel
See which consultation links and QR codes generate applications, then focus your team's follow-up on incomplete steps.
Improve distribution
Use real usage patterns to focus reps and teams on the entry points that earn engagement.
One lender is a dead end. Twenty is more ways to get the home adapted. All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With Ottri
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Home accessibility financing questions, answered.
How can home accessibility contractors offer customer financing?
Home accessibility financing lets a customer apply for credit toward eligible residential modifications through a participating lender. Ottri gives your business a branded application and one workspace for financing follow-up. The programs available to your business must accept the specific installation; your team explains the work while the lender determines financing eligibility. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the accessibility sale.
What happens if the first lender says no?
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
Can ramps, doorway changes, or bathroom modifications be considered?
They may be considered when the particular installation fits an available participating program. Identify the work, equipment, labor, and requested costs in the estimate. Contractor-installed modifications are matched to the programs built for them; standalone mobility products, rentals, and medical treatment are different products. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
What does Ottri cost, and how do we get started?
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
How can our installation team help the customer get started?
Share the branded application with the home modification estimate and explain where the intended applicant can begin. Authorized staff can see application status and required next steps in Ottri, then help direct follow-up to the appropriate support. The applicant provides the required information and consent; a family member's authority to act must follow the applicable lender process. A clear handoff matters here more than anywhere: the applicant, not the installer, completes the branded application.
Will the financing stay under our brand, and are applications sold as leads?
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
How is the financing request matched to the modification estimate?
Use a clear estimate identifying the residential work, installation, equipment, and associated costs. Confirm the participating program's accepted scope and applicant requirements. The lender determines the approved amount and terms; separately purchased products or a change in the work should be reviewed before being treated as covered. Across the Ottri network, participating programs cover projects from $1,000 to $750,000, which spans a single ramp to a full bathroom conversion.
Is Ottri financing the same as a grant, insurance benefit, or public assistance?
No. This page describes credit provided by participating lenders for eligible projects. It does not establish entitlement to a grant, insurance payment, or public benefit. Customers can review any applicable assistance separately, while your business keeps the proposed work and financing terms clear. Where those sources fall short or take months, financing can be one way to pay for the rest; the homeowner decides.
Who approves the financing and sends the funds?
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Does applying for financing affect the homeowner’s credit?
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.