Multi-lender hardscaping financing for contractors.
Sell the whole backyard. Ottri is the complete hardscape financing platform: one branded application, 20 participating lenders, designers closing at the property, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for hardscape crews, designers, and offices.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a hardscape contractor needs to sell with financing.
Contractor operations
Pavers, walls, and outdoor kitchens are five-figure decisions. Present monthly payments with the design, track every application, and see funded volume.
Site visits and performance
Designers send the application at the property by link or QR code. Managers see which designers and entry points turn designs into installs.
More financing paths for every hardscape project.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, at the presentation.
One application, multiple programs
Homeowners start one application while reviewing the hardscape design and the work included in your price.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Send the application by text or email after the site visit.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the patio built.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Hardscaping financing questions, answered.
Hardscape customer financing lets a homeowner apply for credit toward eligible paver, wall, and outdoor living installations through a participating lender. With Ottri, your business presents one branded application and manages financing follow-up in one workspace. Your crew leads stay focused on the design and installation; the lender decides whether to extend credit. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the hardscape sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
They may be considered when the defined residential project fits a participating program's requirements. Identify the materials, excavation, base preparation, and installation in the estimate. A paver walkway and a full outdoor living space can have different amounts and requirements; the project, requested amount, homeowner, and participating program determine eligibility. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
List those costs in the estimate and confirm which the participating program accepts. This keeps the financing request aligned with the installation the homeowner is buying. Drainage, lighting, or other work added after the original quote may change the amount and require the financing to be reviewed before work proceeds. Itemizing excavation and base is how one application carries the whole project.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
Update the estimate to reflect the revised layout, materials, or added features, and confirm whether the participating lender requires additional review. An expanded project gets a fresh look from the lender at the new amount, inside the same branded application. Because status lives in one dashboard, an upgraded paver is a quick update, not a restart.
A combined outdoor project may be considered when the participating program accepts the full scope and requested costs. Show which work is included and who will provide it. Separately contracted landscaping, irrigation, or a later phase gets its own application, so each job is funded on its own terms. One application can carry the combined scope when the program accepts it, which is how a patio quote becomes a full backyard.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.