Multi-lender pool and spa financing for contractors.
Sell the pool, deck, and equipment. Ottri is the complete pool financing platform: one branded application, 20 participating lenders, designers closing in the backyard, the office tracking every application, and funds paid straight to you.
One application. Multiple participating lender programs.
A branded experience from application through funding.
Built for pool builders, spa dealers, and reps.
Direct-to-business funding on eligible programs.
Banks and Lenders
20
Finance projects up to
$750K
Full credit coverage
300–850
One application. Eligible lenders, considered in sequence.
Everything a pool builder needs to sell with financing.
Contractor operations
Pools are among the largest home projects a family will finance. Present monthly payments with the design, track every application, and see funded volume.
Project consultations and performance
Designers send the application from the backyard or the showroom by link or QR code. Managers see which people and entry points turn designs into builds.
More financing paths for every pool and spa project.
Financing
Wider Coverage
300 to 850
Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.
Project size
Available financing range
$1K to $750K
Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.
Program and product availability varies by applicant, project, and participating lender.
Homeowners apply on the spot, under your brand, at the design meeting.
One application, multiple programs
Homeowners start one application while reviewing the pool or spa proposal and the work included in the estimate.
Direct-to-business funding
Participating lenders fund your business under the selected program’s funding conditions.
Links, QR codes, and messages
Text or email the application after the pool consultation or spa showroom visit.
Homeowner-friendly experience
Give homeowners a clear, mobile-first path to apply and review available options.
Your business stays front and center
Keep your logo, colors, and customer-facing identity throughout the financing flow.
Available promotions
Present seasonal or project-specific promotions where programs allow.
Know what needs action — and which financing tools are working.
See what needs action
Surface applications delayed by missing documents or other required next steps.
Keep follow-up in one place
Open the relevant application, understand the blocker, and continue from one shared pipeline.
Keep applications moving
Give reps clear follow-up signals without asking homeowners to diagnose the financing process.
One lender is a dead end. Twenty is more ways to get the pool built.All in one place.
With
A disconnected process
Separate applications for different lenders.
Application status spread across portals.
Customer handoffs with changing branding.
Follow-up split across people and tools.
Unclear next steps for the team.
With
One application. Participating lender programs.
Applications, offers, and funding status in one place.
Your brand stays present in the financing flow.
A shared financing workspace for your team.
Required next steps visible in the application.
Pool and spa financing questions, answered.
Pool and spa customer financing lets homeowners apply for credit toward eligible residential projects through a participating lender. Ottri gives your business one branded application and a workspace for financing follow-up. Your team can introduce the option during planning, then see application progress as the homeowner considers the proposal. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the pool sale.
Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.
They may be considered when the specific work and costs fit an available participating program. Describe the project, equipment, installation, and related work in the estimate. A new pool, resurfacing project, and installed spa can have different requirements; the category alone does not establish financing eligibility. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.
Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.
Present a defined estimate that separates the pool or spa equipment, installation, and any associated work. Confirm which items and contractors the participating program accepts. This gives the homeowner a clear project price and gives your team a reliable basis for checking the requested financing scope. A single estimate with equipment and site work itemized is what lets one application carry the whole project.
Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.
No. The lender determines eligible costs and the approved amount after reviewing the project and application. Identify any separately purchased equipment or contracted work, and explain the amount the customer is requesting. Once those items are confirmed, the homeowner has a clear number and the lender has a clean request. Across the Ottri network, participating programs cover projects from $1,000 to $750,000, so most residential pool projects are within range.
Compare accepted project types, available programs, business costs, funding conditions, and the work your team must manage after an application starts. Ottri combines branded applications, participating lender connectivity, and financing follow-up in one workspace. Review the actual programs available to your business, especially if the project needs deposits or staged payments. With Ottri there is no setup or subscription fee, and 20 participating lenders sit behind one branded application.
The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.
Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.