Gutters

Multi-lender gutter financing for contractors.

Turn estimates into installs. Ottri is the complete gutter financing platform: one branded application, 20 participating lenders, estimators closing at the property, the office tracking every application, and funds paid straight to you.

One application. Multiple participating lender programs.

A branded experience from application through funding.

Built for gutter installers, reps, and teams.

Direct-to-business funding on eligible programs.

Get started
Best option
Loan Is Approved!
$50,000 /240 months
Installment Loan
Loan Type
7.99%
APR
$418 /month
Payment

Banks and Lenders

20

Finance projects up to

$750K

Full credit coverage

300–850

One application. Eligible lenders, considered in sequence.

Everything a gutter company needs to sell with financing.

Contractor operations

Guards, downspouts, and a full replacement add up. Present monthly payments with the estimate, track every application, and see funded volume.

Ottri merchant dashboard showing financing tools, applications, follow-ups, and funded volume.
Run financing from one dashboard
Manage applications, available offers, follow-up, funding status, and production in one place.
Application funnel showing invitations, offers presented, offer selections, and total conversion.
Track every application
See whether the homeowner has started the application or needs help with the next financing step.
Funded volume trend chart compared with average funded volume.
Track funded volume
See funded production over time and compare it with the portfolio average.
Offer controls for supported zero-percent APR promotions and rate buydowns.
Manage supported promotions
Configure available promotions and buydowns and understand how they affect homeowner payment options.

Gutter estimates and performance

Estimators send the application at the property by link or QR code. Managers see which estimators and entry points turn quotes into installs.

Mobile job dashboard with new application, QR code, and estimate tools.
Work from the field
Share a financing link or QR code during the gutter assessment or when presenting the installation estimate.
Representative performance table with applications sent and approval rate by rep.
Measure tools and rep adoption
Compare activity by rep, location, link, QR code, button, or embedded entry point.
Application starts and completions broken down by links, QR codes, buttons, embeds, and messages.
Measure every entry point
Compare application starts and completions across links, QR codes, buttons, embeds, and messages.
Branded homeowner approval screen with the business logo and support contact.
Keep the experience branded
Keep your logo, colors, and support contact present throughout the homeowner financing journey.

More financing paths for every gutter system, guards included.

Financing

Wider Coverage

300 to 850

Reported consumer credit profiles across the Ottri network, with eligibility and options determined by participating lenders.

3D translucent purple curved shapes forming an abstract circular design.

Project size

Available financing range

$1K to $750K

Support repairs, replacements, renovations, and larger projects through available installment and HELOC programs.

Program and product availability varies by applicant, project, and participating lender.

Get started

Homeowners apply on the spot, under your brand, at the estimate.

One application, multiple programs

Homeowners can start one application while considering the gutter system and installation estimate.

Direct-to-business funding

Participating lenders fund your business under the selected program’s funding conditions.

Links, QR codes, and messages

Text or email the application after the gutter estimate.

Homeowner-friendly experience

Give homeowners a clear, mobile-first path to apply and review available options.

Your business stays front and center

Keep your logo, colors, and customer-facing identity throughout the financing flow.

Available promotions

Present seasonal or project-specific promotions where programs allow.

Know what needs action — and which financing tools are working.

Funding application pipeline highlighting customers with missing documents.

See what needs action

Surface applications delayed by missing documents or other required next steps.

Keep follow-up in one place

Open the relevant application, understand the blocker, and continue from one shared pipeline.

Keep applications moving

Give reps clear follow-up signals without asking homeowners to diagnose the financing process.

One lender is a dead end. Twenty is more ways to get the gutters up.All in one place.

With

A disconnected process

Separate applications for different lenders.

Application status spread across portals.

Customer handoffs with changing branding.

Follow-up split across people and tools.

Unclear next steps for the team.

With

One application. Participating lender programs.

Applications, offers, and funding status in one place.

Your brand stays present in the financing flow.

A shared financing workspace for your team.

Required next steps visible in the application.

Gutters financing questions, answered.

Home-improvement crew working on a roof structure.

Gutter customer financing lets homeowners apply for credit for eligible installation or replacement work through a participating lender. Ottri gives your business one branded application and a workspace for financing follow-up. Your team can introduce the option when presenting a defined gutter project that fits the available programs. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the gutter sale.

Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision.

They may be considered when included in an eligible project accepted by the participating program. Identify the gutter system, guards, downspouts, removal, and installation work in the actual estimate. Availability follows the specific scope and amount, and related exterior items are simply itemized in the same estimate. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another.

Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose.

Check the repair estimate against the minimum amount and accepted work of the programs available to your business. Small repairs can fall below those limits, even when a full gutter replacement qualifies. Present financing where the actual scope and price fit the program and the customer's needs. Where a repair does fit, one application still reaches 20 participating lenders.

Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires.

Check the program's minimum amount against your actual gutter estimates, confirm accepted installation work, and review business costs and funding conditions. Then compare how the team shares applications and handles follow-up. Ottri provides a branded application and shared visibility, but the programs available to your business must fit the jobs you sell. With Ottri there is no setup or subscription fee, so the program fit is the only thing you need to confirm.

Describe the combined work clearly and confirm that the selected program accepts the scope and contracting arrangement. Separately contracted gutter work gets its own line in the estimate, so it is funded cleanly alongside the roofing or siding. Keep the estimate, application amount, and lender requirements aligned before relying on the financing. One application can carry the combined exterior scope when the program accepts it, which is how a gutter estimate becomes a roof-and-gutter job.

The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender.

Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises.