# Sunroom Customer Financing for Contractors > Sunroom customer financing: one branded application, 20 participating lenders, and the next lender looks when one says no. Funds paid to your business. No setup fee. Last updated: 2026-09-05. Part of Ottri's Home Improvement financing platform (https://www.ottri.com/home-improvement). Canonical version: https://www.ottri.com/home-improvement/sunroom-financing — this Markdown document is generated from the same source at build time. ## Multi-lender sunroom financing for contractors. Sell the sunroom on the spot. Ottri is the complete sunroom financing platform: one branded application, 20 participating lenders, designers closing in the home, the office tracking every application, and funds paid straight to you. - One application. Multiple participating lender programs. - A branded experience from application through funding. - Built for sunroom specialists, designers, and reps. - Direct-to-business funding on eligible programs. ## One application. Eligible lenders, considered in sequence. ## Everything a sunroom company needs to sell with financing. ### Contractor operations A sunroom is a five-figure decision made at the kitchen table. Present monthly payments with the design, track every application, and see funded volume. - **Run financing from one dashboard** — Manage applications, available offers, follow-up, funding status, and production in one place. - **Track every application** — See what remains in financing while your team follows up on the sunroom design and installed price. - **Track funded volume** — See funded production over time and compare it with the portfolio average. - **Manage supported promotions** — Configure available promotions and buydowns and understand how they affect homeowner payment options. ### Design consultations and performance Designers send the application at the home by link or QR code. Managers see which designers and entry points turn designs into orders. - **Work from the field** — Share a financing link or QR code at the property assessment, showroom, or sunroom design consultation. - **Measure tools and rep adoption** — Compare activity by rep, location, link, QR code, button, or embedded entry point. - **Measure every entry point** — Compare application starts and completions across links, QR codes, buttons, embeds, and messages. - **Keep the experience branded** — Keep your logo, colors, and support contact present throughout the homeowner financing journey. ## Homeowners apply on the spot, under your brand, at the consultation. - **One application, multiple programs** — Homeowners complete one application while reviewing the specified sunroom and the work included in the estimate. - **Direct-to-business funding** — Participating lenders fund your business under the selected program’s funding conditions. - **Links, QR codes, and messages** — Text or email the application after the sunroom design consultation. - **Homeowner-friendly experience** — Give homeowners a clear, mobile-first path to apply and review available options. - **Your business stays front and center** — Keep your logo, colors, and customer-facing identity throughout the financing flow. - **Available promotions** — Present seasonal or project-specific promotions where programs allow. ## Know what needs action — and which financing tools are working. ### Pipeline follow-up - **See what needs action** — Surface applications delayed by missing documents or other required next steps. - **Keep follow-up in one place** — Open the relevant application, understand the blocker, and continue from one shared pipeline. - **Keep applications moving** — Give reps clear follow-up signals without asking homeowners to diagnose the financing process. ### Embedded-tool performance - **See what drives starts** — Compare application starts from links, QR codes, buttons, widgets, and other supported entry points. - **Measure each channel** — Compare application activity from property assessments, showroom links, and other supported sunroom sales entry points. - **Improve distribution** — Use real usage patterns to focus reps and teams on the entry points that earn engagement. ## One lender is a dead end. Twenty is more ways to get the sunroom built. All in one place. A disconnected process: - Separate applications for different lenders. - Application status spread across portals. - Customer handoffs with changing branding. - Follow-up split across people and tools. - Unclear next steps for the team. With Ottri: - One application. Participating lender programs. - Applications, offers, and funding status in one place. - Your brand stays present in the financing flow. - A shared financing workspace for your team. - Required next steps visible in the application. ## Frequently asked questions ### How can sunroom contractors offer customer financing? Sunroom customer financing lets homeowners apply for credit toward eligible residential enclosure and installation work through a participating lender. Ottri gives your business a branded application and one workspace for financing follow-up. The available programs must accept your business and project scope before your team presents financing as an option. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the sunroom sale. ### What happens if the first lender says no? Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision. ### Can a sunroom, screen enclosure, or related installation be considered? Eligibility depends on the specific structure, work, applicant, and participating program. Describe the enclosure, installation, and associated costs in the estimate and confirm program acceptance. Screen enclosures, sunrooms, and larger additions are separate scopes, and each is matched to the programs that fit it. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another. ### What does Ottri cost, and how do we get started? Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose. ### What should a sunroom business establish before introducing Ottri to customers? Confirm that the programs available to your business accept the sunroom installation and its funding arrangement. Then set up the branded application and decide who will handle financing follow-up after design consultations. Ottri gives authorized staff application and funding visibility; your business still needs a confirmed program fit before offering financing for a particular enclosure or addition. Once the fit is confirmed, one branded application reaches 20 participating lenders with no setup or subscription fee. ### Will the financing stay under our brand, and are applications sold as leads? Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires. ### Can site preparation and associated electrical work be included? List the work and costs in the estimate and check which items the participating lender accepts. Separately contracted preparation, electrical work, or other additions may need different treatment. The lender determines the available amount, and a change in the design or contracting scope can require review. One application can carry the enclosure, prep, and electrical when the program accepts the scope. ### Can we order the enclosure before the financing process is complete? Before committing to orders in reliance on financing, confirm the lender's acceptance, documentation, and disbursement conditions. An application or conditional offer does not release funds. Ottri helps your team see the financing steps that remain while your business manages the design, ordering, and installation schedule. The dashboard shows exactly which step remains, so the order goes in the day the financing is complete. ### Who approves the financing and sends the funds? The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. ### Does applying for financing affect the homeowner’s credit? Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises. --- About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.