# Landscaping Customer Financing for Contractors > Landscaping customer financing: one branded application, 20 participating lenders, and the next lender looks when one says no. Funds paid to your business. No setup fee. Last updated: 2026-09-05. Part of Ottri's Home Improvement financing platform (https://www.ottri.com/home-improvement). Canonical version: https://www.ottri.com/home-improvement/landscaping-financing — this Markdown document is generated from the same source at build time. ## Multi-lender landscaping financing for contractors. Sell the full design. Ottri is the complete landscape financing platform: one branded application, 20 participating lenders, designers closing at the property, the office tracking every application, and funds paid straight to you. - One application. Multiple participating lender programs. - A branded experience from application through funding. - Built for landscape designers, contractors, and reps. - Direct-to-business funding on eligible programs. ## One application. Eligible lenders, considered in sequence. ## Everything a landscape company needs to sell with financing. ### Contractor operations Design-build landscaping is a five-figure decision. Present monthly payments with the design, track every application, and see funded volume in one place. - **Run financing from one dashboard** — Manage applications, available offers, follow-up, funding status, and production in one place. - **Track every application** — See which homeowners have financing steps to complete as your team follows up on landscape estimates. - **Track funded volume** — See funded production over time and compare it with the portfolio average. - **Manage supported promotions** — Configure available promotions and buydowns and understand how they affect homeowner payment options. ### Landscape consultations and performance Designers send the application at the property by link or QR code. Managers see which designers and entry points turn presentations into installs. - **Work from the field** — Share a financing link or QR code during the site walkthrough or landscape design presentation. - **Measure tools and rep adoption** — Compare activity by rep, location, link, QR code, button, or embedded entry point. - **Measure every entry point** — Compare application starts and completions across links, QR codes, buttons, embeds, and messages. - **Keep the experience branded** — Keep your logo, colors, and support contact present throughout the homeowner financing journey. ## Homeowners apply on the spot, under your brand, at the presentation. - **One application, multiple programs** — Homeowners can start one application while considering the landscape plan and installation estimate. - **Direct-to-business funding** — Participating lenders fund your business under the selected program’s funding conditions. - **Links, QR codes, and messages** — Send the application by text or email after the landscape design discussion. - **Homeowner-friendly experience** — Give homeowners a clear, mobile-first path to apply and review available options. - **Your business stays front and center** — Keep your logo, colors, and customer-facing identity throughout the financing flow. - **Available promotions** — Present seasonal or project-specific promotions where programs allow. ## Know what needs action — and which financing tools are working. ### Pipeline follow-up - **See what needs action** — Surface applications delayed by missing documents or other required next steps. - **Keep follow-up in one place** — Open the relevant application, understand the blocker, and continue from one shared pipeline. - **Keep applications moving** — Give reps clear follow-up signals without asking homeowners to diagnose the financing process. ### Embedded-tool performance - **See what drives starts** — Compare application starts from links, QR codes, buttons, widgets, and other supported entry points. - **Measure each channel** — See which site visits, proposal links, and other supported entry points lead to landscaping applications. - **Improve distribution** — Use real usage patterns to focus reps and teams on the entry points that earn engagement. ## One lender is a dead end. Twenty is more ways to get the landscape in. All in one place. A disconnected process: - Separate applications for different lenders. - Application status spread across portals. - Customer handoffs with changing branding. - Follow-up split across people and tools. - Unclear next steps for the team. With Ottri: - One application. Participating lender programs. - Applications, offers, and funding status in one place. - Your brand stays present in the financing flow. - A shared financing workspace for your team. - Required next steps visible in the application. ## Frequently asked questions ### How can landscaping contractors offer financing to customers? Landscaping customer financing lets homeowners apply for credit for eligible residential installation work through a participating lender. Ottri gives your business one branded application and a shared financing workspace. Your team can introduce financing with a defined proposal and manage follow-up while the customer considers the design and cost. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the landscape sale. ### What happens if the first lender says no? Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision. ### Which landscaping projects can customers apply to finance? A participating program may consider specified residential landscape installations and associated work that meet its requirements. Identify the work, materials, labor, and requested costs in the estimate. Planting, irrigation, site preparation, and other elements should be checked against the actual program rather than treated as universally eligible. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another. ### What does Ottri cost, and how do we get started? Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose. ### How do we continue the financing conversation after presenting a landscape design? Share the branded application with the priced proposal, then review its status and required next steps in Ottri before following up. That lets the responsible team member address a specific unfinished step while the homeowner considers the design. Explain the full project price and actual lender terms together; changes to the design may require financing review. That shared view is how the office follows up on a design the homeowner loved but did not sign that day. ### Will the financing stay under our brand, and are applications sold as leads? Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires. ### What happens if the homeowner changes the landscape design? Update the estimate to reflect changes in materials, planting areas, irrigation, or associated installation work. Confirm whether the participating lender requires additional review or information. An expanded project gets a fresh look from the lender at the new amount, inside the same branded application. Because status lives in one dashboard, a design revision is a quick update, not a restart. ### Is this also financing for recurring lawn maintenance? This page focuses on defined residential installation projects. Recurring lawn care, seasonal service subscriptions, and commercial maintenance contracts may have different requirements and should be reviewed separately. The availability of financing for a landscape installation does not establish a payment program for every service your company provides. For the installation itself, one branded application reaches 20 participating lenders. ### Who approves the financing and sends the funds? The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. ### Does applying for financing affect the homeowner’s credit? Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises. --- About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.