# Home Accessibility Financing for Contractors > Home accessibility customer financing: one branded application, 20 participating lenders, and the next lender looks when one says no. Funds paid to your business. Last updated: 2026-09-05. Part of Ottri's Home Improvement financing platform (https://www.ottri.com/home-improvement). Canonical version: https://www.ottri.com/home-improvement/home-accessibility-financing — this Markdown document is generated from the same source at build time. ## Multi-lender home accessibility financing for contractors. Help families say yes. Ottri is the complete accessibility financing platform: one branded application, 20 participating lenders, installers closing in the home, the office tracking every application, and funds paid straight to you. - One application. Multiple participating lender programs. - A branded experience from application through funding. - Built for home modification specialists and teams. - Direct-to-business funding on eligible programs. ## One application. Eligible lenders, considered in sequence. ## Everything an accessibility contractor needs to sell with financing. ### Contractor operations Ramps, stairlifts, and bathroom modifications are urgent and unplanned. Present monthly payments with the estimate and track every application. - **Run financing from one dashboard** — Manage applications, available offers, follow-up, funding status, and production in one place. - **Track every application** — See what the applicant still needs to complete while your team follows up on the home modification proposal. - **Track funded volume** — See funded production over time and compare it with the portfolio average. - **Manage supported promotions** — Configure available promotions and buydowns and understand how they affect homeowner payment options. ### Home consultations and performance Installers send the application at the home by link or QR code. Managers see which installers and entry points turn consultations into installs. - **Work from the field** — Share a financing link or QR code during the home consultation so the applicant can continue on their own device. - **Measure tools and rep adoption** — Compare activity by rep, location, link, QR code, button, or embedded entry point. - **Measure every entry point** — Compare application starts and completions across links, QR codes, buttons, embeds, and messages. - **Keep the experience branded** — Keep your logo, colors, and support contact present throughout the homeowner financing journey. ## Applicants apply on the spot, under your brand, at the consultation. - **One application, multiple programs** — Give the applicant one branded flow to review while considering the proposed home modifications and estimate. - **Direct-to-business funding** — Participating lenders fund your business under the selected program’s funding conditions. - **Links, QR codes, and messages** — Send the application to the intended applicant by text or email. - **Homeowner-friendly experience** — Give applicants a clear, mobile-first path to apply and review available options. - **Your business stays front and center** — Keep your logo, colors, and customer-facing identity throughout the financing flow. - **Available promotions** — Present seasonal or project-specific promotions where programs allow. ## Know what needs action — and which financing tools are working. ### Pipeline follow-up - **See what needs action** — Surface applications delayed by missing documents or other required next steps. - **Keep follow-up in one place** — Open the relevant application, understand the blocker, and continue from one shared pipeline. - **Keep applications moving** — Give reps clear follow-up signals without asking homeowners to diagnose the financing process. ### Embedded-tool performance - **See what drives starts** — Compare application starts from links, QR codes, buttons, widgets, and other supported entry points. - **Measure each channel** — See which consultation links and QR codes generate applications, then focus your team's follow-up on incomplete steps. - **Improve distribution** — Use real usage patterns to focus reps and teams on the entry points that earn engagement. ## One lender is a dead end. Twenty is more ways to get the home adapted. All in one place. A disconnected process: - Separate applications for different lenders. - Application status spread across portals. - Customer handoffs with changing branding. - Follow-up split across people and tools. - Unclear next steps for the team. With Ottri: - One application. Participating lender programs. - Applications, offers, and funding status in one place. - Your brand stays present in the financing flow. - A shared financing workspace for your team. - Required next steps visible in the application. ## Frequently asked questions ### How can home accessibility contractors offer customer financing? Home accessibility financing lets a customer apply for credit toward eligible residential modifications through a participating lender. Ottri gives your business a branded application and one workspace for financing follow-up. The programs available to your business must accept the specific installation; your team explains the work while the lender determines financing eligibility. One branded application reaches 20 participating lenders, so a decline from one lender is not the end of the accessibility sale. ### What happens if the first lender says no? Nothing extra for you or your customer. The homeowner fills out one branded application, and Ottri moves it to the next participating lender automatically, across 20 lenders on the Ottri network. Your customer sees one application under your brand the whole way, and you see every step in your dashboard. Each lender makes its own decision. ### Can ramps, doorway changes, or bathroom modifications be considered? They may be considered when the particular installation fits an available participating program. Identify the work, equipment, labor, and requested costs in the estimate. Contractor-installed modifications are matched to the programs built for them; standalone mobility products, rentals, and medical treatment are different products. Because one application is considered by multiple lender programs in sequence, a project that does not fit one program can still fit another. ### What does Ottri cost, and how do we get started? Free to start. No setup fee, no subscription, no demo. Create your account, complete onboarding, and send your first application as soon as your programs are active. Lender and promotional costs, where they apply, depend on the program you choose. ### How can our installation team help the customer get started? Share the branded application with the home modification estimate and explain where the intended applicant can begin. Authorized staff can see application status and required next steps in Ottri, then help direct follow-up to the appropriate support. The applicant provides the required information and consent; a family member's authority to act must follow the applicable lender process. A clear handoff matters here more than anywhere: the applicant, not the installer, completes the branded application. ### Will the financing stay under our brand, and are applications sold as leads? Yes, it is your brand from start to finish. Your logo, colors, and contact are on every screen the homeowner sees. We never sell applications as leads. The customer stays yours; the participating lender simply provides the credit, and its required disclosures appear where the law requires. ### How is the financing request matched to the modification estimate? Use a clear estimate identifying the residential work, installation, equipment, and associated costs. Confirm the participating program's accepted scope and applicant requirements. The lender determines the approved amount and terms; separately purchased products or a change in the work should be reviewed before being treated as covered. Across the Ottri network, participating programs cover projects from $1,000 to $750,000, which spans a single ramp to a full bathroom conversion. ### Is Ottri financing the same as a grant, insurance benefit, or public assistance? No. This page describes credit provided by participating lenders for eligible projects. It does not establish entitlement to a grant, insurance payment, or public benefit. Customers can review any applicable assistance separately, while your business keeps the proposed work and financing terms clear. Where those sources fall short or take months, financing gives the family a way to complete the work now. ### Who approves the financing and sends the funds? The participating lender approves the financing and sets the terms. On eligible programs the lender pays your business directly, so you are never chasing the homeowner for payment. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. ### Does applying for financing affect the homeowner’s credit? Applying is built to be easy on the homeowner. Whether a program uses a soft or hard inquiry depends on the lender, the product, and the step, and the homeowner sees that information on screen before continuing, so there are no surprises. --- About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.