# Plastic Surgery Patient Financing for Practices

> Offer patient financing with your plastic surgery consultations. Ottri connects a branded application to lender programs and shared coordinator follow-up.

Last updated: 2026-09-07. Part of Ottri's Health Care patient financing platform (https://www.ottri.com/health-care). Canonical version: https://www.ottri.com/health-care/plastic-surgery-financing — this Markdown document is generated from the same source at build time.

## Multi-lender financing for plastic surgery practices.

Equip your surgical coordinator for the cost conversation. Present available financing with the procedure estimate, let the patient apply privately through your brand, and track the financing next steps in Ottri.

- One application. Multiple participating lender programs.
- Your practice brand throughout the financing experience.
- Built for surgical coordinators and practice teams.
- Direct-to-practice funding on eligible programs.

## Give the surgical consultation a financing next step.

Help patients explore available financing while they consider their procedure. Ottri connects one branded application to eligible lender programs in sequence and keeps your team informed.

### One application. One place to manage it.

Connect the application, lender requirements, and funding progress to the coordinator’s follow-up after the surgical consultation.

- **The patient applies once** — Give the patient one branded application alongside the proposed surgical procedure and cost estimate.
- **Ottri coordinates the flow** — The application moves through eligible participating lender programs without requiring a new application for every provider.
- **The patient reviews available options** — Available financing options and applicable terms are presented clearly for the patient to consider.
- **Your practice tracks what happens next** — Follow required application steps and funding progress without asking the patient to piece together the process.

### Built for surgical coordinators

Discuss the procedure estimate, share a private application, and keep financing follow-up organized as the patient considers treatment.

- **Ready for the consultation** — Introduce available financing when your coordinator explains the procedure estimate.
- **Private patient handoff** — Let the patient complete financial details privately after the coordinator explains how to begin.
- **Continue on any device** — Patients can continue from home while your surgical team follows the financing status.
- **Team and location control** — Manage staff, activity and financing progress across every location.

## Keep the surgical team connected to financing progress.

- **One practice dashboard** — Manage applications, available financing options, follow-up, documents, and funding progress in one place.
- **Clear coordinator workflow** — Give surgical coordinators and authorized staff a shared view of outstanding financing steps.
- **Private patient handoff** — Begin together, then let the patient complete sensitive information privately on their own device.
- **Teams and locations** — Manage users, roles, activity, and financing progress across every practice location.
- **Practice-branded experience** — Keep your logo, colors, and practice identity front and center throughout the Ottri experience.
- **Direct-to-practice funding** — For funded treatments, participating lenders send funds directly to your practice.

## Connect consultation follow-up to the financing application.

- **Meet patients at the right time** — Introduce available financing when the procedure and estimate are clear. After the consultation, use the application’s next steps to guide the coordinator’s financing follow-up.
- **One flow across every channel** — Share the same branded experience from a procedure page, a consultation QR code, or a private follow-up message. Patients can continue on their own device.

## Your surgical coordinator needs one financing workspace. So we built one.

A disconnected process:

- The procedure’s financing depends on one program.
- A decline can end the financing conversation.
- The patient moves into a provider-branded experience.
- Applications and follow-up live in separate places.
- The coordinator chases financing updates across tools.

With Ottri:

- One application can reach multiple eligible financing programs.
- Other eligible programs may provide another path.
- Your practice brand stays present in the Ottri experience.
- Applications, next steps, and funding progress in one place.
- The team sees required next steps and funding progress together.

## Frequently asked questions

### How can a plastic surgery practice offer patient financing?

A plastic surgery practice can use Ottri to introduce available financing for eligible procedures through a branded patient application. Your coordinator shares the application with the procedure estimate, and participating lenders determine eligibility and terms. Ottri gives the team one workspace to follow the application, requested information, and funding progress.

### When should a surgical coordinator introduce financing?

Discuss it when the patient understands the proposed procedure and its cost. Your coordinator can explain how to start the application and let the patient complete financial details privately. If the patient needs time after the consultation, follow the financing status in Ottri and help with the next application step while clinical discussions remain with the surgical team.

### Can financing include anesthesia, facility fees, or a deposit?

That depends on the participating program and the way the procedure is quoted and billed. Itemize the charges and identify any separate providers so the patient understands the estimate. Confirm which charges can be included and what the program requires before treating them as financed. A procedure’s eligibility does not automatically establish coverage of every related expense.

### Does a financing approval mean the procedure can be scheduled?

Financing approval and surgical scheduling are separate decisions. The lender may require additional steps before funding, while your practice determines clinical suitability, consent, scheduling, and its own policies. Your coordinator can use Ottri to follow financing progress alongside that process. Confirm the applicable funding requirements before relying on financing for a planned procedure date.

### What happens if the first lender declines the application?

A decline from one lender does not have to end the financing conversation. Ottri can continue through other eligible participating programs in its configured sequence, subject to routing rules and stop conditions. The patient starts with one branded application, and your team follows the status in Ottri. Each lender makes its own decision; another approval is not guaranteed.

### What does Ottri cost, and how do we get started?

Ottri has no setup, subscription, or Ottri platform fees for practices. Create your practice account, complete onboarding, and begin sharing applications once your eligible programs are active. Lender or promotional costs, where applicable, depend on the program. Your team can start with the Get started free button on this page.

### Does the application stay under our practice brand?

Yes. Your practice logo, colors, and identity remain part of the Ottri experience, with required lender identities and disclosures shown where applicable. Your team can introduce the application and let the patient complete sensitive information privately on their own device. Ottri does not sell patient applications as leads.

### Who approves the financing and receives the funds?

The participating lender makes the credit decision and sets the financing terms. For funded treatments, the lender sends funds directly to your practice according to its program requirements and funding process. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. Your team can track funding progress in Ottri.

### Can a patient finance the full procedure estimate?

The patient’s approved amount and the eligible charges depend on the lender, program, and proposed procedure. Use the complete written estimate as the starting point, then review the amount and terms actually available. If the approved financing does not cover every charge, your practice and patient still need to address the remaining balance separately.

### Does checking financing options affect the patient’s credit?

The initial Ottri option check may use a soft credit inquiry that does not affect the patient’s credit score. If the patient chooses to proceed, a participating lender may perform a hard inquiry that can affect the score. The applicable information is presented before the patient continues. Inquiry type can vary by lender, product, and stage.

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About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.
