# Med Spa Patient Financing for Practices

> Bring patient financing into your med spa consultations. Offer one branded application and manage lender next steps and patient follow-up with Ottri.

Last updated: 2026-09-07. Part of Ottri's Health Care patient financing platform (https://www.ottri.com/health-care). Canonical version: https://www.ottri.com/health-care/med-spa-financing — this Markdown document is generated from the same source at build time.

## Multi-lender patient financing for med spas.

Give your consultation team a next step when cost becomes the question. Share a branded application for eligible aesthetic treatments and follow the patient’s financing progress from one dashboard.

- One application. Multiple participating lender programs.
- Your practice brand throughout the financing experience.
- Built for aesthetic consultants and med spa teams.
- Direct-to-practice funding on eligible programs.

## Keep the cost conversation moving after the consultation.

Turn interest in treatment into a clear financing next step. Ottri considers eligible lender programs in sequence and keeps your team connected to the application after the patient leaves.

### One application. One place to manage it.

See what happens after your team shares the application, with lender next steps and funding progress in one workspace.

- **The patient applies once** — Share your branded application with the patient’s quote for eligible aesthetic treatment.
- **Ottri coordinates the flow** — The application moves through eligible participating lender programs without requiring a new application for every provider.
- **The patient reviews available options** — Available financing options and applicable terms are presented clearly for the patient to consider.
- **Your practice tracks what happens next** — Track unfinished applications and required financing steps after the aesthetic consultation.

### Built for aesthetic consultations

Introduce financing with the treatment quote. Give patients a private way to apply and staff a clear application to follow up on.

- **Ready for the consultation** — Discuss available financing while the patient considers the proposed treatment and its cost.
- **Private patient handoff** — Start the conversation at the consultation desk. Let the patient enter sensitive details privately.
- **Continue on any device** — Patients can continue from home while your team checks the financing status in Ottri.
- **Team and location control** — Manage staff, activity and financing progress across every location.

## Give your med spa team one place to follow financing.

- **One practice dashboard** — Manage applications, available financing options, follow-up, documents, and funding progress in one place.
- **Clear coordinator workflow** — Help consultants and the front desk see which applications need attention after a treatment discussion.
- **Private patient handoff** — Begin together, then let the patient complete sensitive information privately on their own device.
- **Teams and locations** — Manage users, roles, activity, and financing progress across every practice location.
- **Practice-branded experience** — Keep your logo, colors, and practice identity front and center throughout the Ottri experience.
- **Direct-to-practice funding** — For funded treatments, participating lenders send funds directly to your practice.

## Bring financing into your aesthetic treatment journey.

- **Meet patients at the right time** — Introduce available financing when you discuss the treatment quote. Follow up with patients who want time to consider their options, using the application status to guide the next conversation.
- **One flow across every channel** — Connect a treatment-page link, consultation QR code, or follow-up text to the same branded financing experience. Staff can follow the application from one place.

## Your aesthetic team needs a connected financing workflow. So we built one.

A disconnected process:

- One application depends on one financing program.
- A decline can end the financing conversation.
- The patient moves into a provider-branded experience.
- Applications and follow-up live in separate places.
- Consultants hand off financing without a shared status view.

With Ottri:

- One application can be considered by multiple eligible programs.
- Other eligible programs may provide another path.
- Your practice brand stays present in the Ottri experience.
- Applications, next steps, and funding progress in one place.
- Consultants and the front desk see the financing next step.

## Frequently asked questions

### How can a med spa offer patient financing through Ottri?

Ottri helps med spas introduce financing for eligible aesthetic services through one practice-branded application. Participating lenders determine eligibility and terms, while your staff follows applications and funding progress in Ottri. Offer the application with a clear treatment quote so patients can consider available payment options as part of the consultation.

### Where does financing fit into an aesthetic consultation?

Introduce it after you explain the proposed treatment and its price. Your consultant can show the patient how to start and share a link or QR code without handling sensitive application details. The patient can complete the application privately, and your team can follow up based on its status rather than repeating the consultation from the beginning.

### Can a treatment series or package be considered for financing?

A clearly described treatment series may be considered only if it meets the participating program’s rules. Define the services, total cost, and any relevant timing before presenting the financing request. Do not assume that a program covering a single treatment also covers a package, membership, or future charges. Confirm the proposed scope with the available program.

### Can patients apply after they leave the med spa?

Yes. Your team can share the branded application by link, text, email, or QR code, and the patient can continue from their own device. Authorized staff can then see the application status and required financing steps in Ottri. This gives the front desk a useful basis for follow-up when the patient wants more time after the consultation.

### What happens if the first lender declines the application?

A decline from one lender does not have to end the financing conversation. Ottri can continue through other eligible participating programs in its configured sequence, subject to routing rules and stop conditions. The patient starts with one branded application, and your team follows the status in Ottri. Each lender makes its own decision; another approval is not guaranteed.

### What does Ottri cost, and how do we get started?

Ottri has no setup, subscription, or Ottri platform fees for practices. Create your practice account, complete onboarding, and begin sharing applications once your eligible programs are active. Lender or promotional costs, where applicable, depend on the program. Your team can start with the Get started free button on this page.

### Does the application stay under our practice brand?

Yes. Your practice logo, colors, and identity remain part of the Ottri experience, with required lender identities and disclosures shown where applicable. Your team can introduce the application and let the patient complete sensitive information privately on their own device. Ottri does not sell patient applications as leads.

### Who approves the financing and receives the funds?

The participating lender makes the credit decision and sets the financing terms. For funded treatments, the lender sends funds directly to your practice according to its program requirements and funding process. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. Your team can track funding progress in Ottri.

### What amount should we use when discussing aesthetic financing?

Start with the actual written quote for the services the patient is considering. Explain what the quote includes and check what the participating program can finance. The lender determines the available amount and terms for that patient. If the treatment changes or the patient adds services, confirm the financing requirements before relying on an earlier decision.

### Does checking financing options affect the patient’s credit?

The initial Ottri option check may use a soft credit inquiry that does not affect the patient’s credit score. If the patient chooses to proceed, a participating lender may perform a hard inquiry that can affect the score. The applicable information is presented before the patient continues. Inquiry type can vary by lender, product, and stage.

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About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.
