# Patient Financing for Dermatology Practices

> Offer patient financing for eligible self-pay dermatology services. Share one branded application and manage lender next steps and follow-up with Ottri.

Last updated: 2026-09-07. Part of Ottri's Health Care patient financing platform (https://www.ottri.com/health-care). Canonical version: https://www.ottri.com/health-care/dermatology-financing — this Markdown document is generated from the same source at build time.

## Patient financing for dermatology practices.

Give self-pay patients payment options to consider with the recommended service. Ottri helps your dermatology team share a branded financing application and keep follow-up connected across the front desk and care team.

- One application. Multiple participating lender programs.
- Your practice brand throughout the financing experience.
- Built for dermatology teams and coordinators.
- Direct-to-practice funding on eligible programs.

## Make self-pay treatment costs easier to discuss.

Introduce available financing with a defined self-pay estimate. One branded application moves through eligible lender programs in sequence, with status and follow-up in your practice workspace.

### One application. One place to manage it.

Keep the financing request clear as your practice separates proposed services, patient costs, and required lender next steps.

- **The patient applies once** — Share one branded application alongside the estimate for eligible self-pay dermatology services.
- **Ottri coordinates the flow** — The application moves through eligible participating lender programs without requiring a new application for every provider.
- **The patient reviews available options** — Available financing options and applicable terms are presented clearly for the patient to consider.
- **Your practice tracks what happens next** — See what the patient needs to complete in the financing application after the dermatology visit.

### Built for dermatology practice teams

Discuss the eligible self-pay service, share the application privately, and give the front desk a useful basis for follow-up.

- **Ready for the consultation** — Introduce available financing when the proposed self-pay service and its cost are clear.
- **Private patient handoff** — Help the patient begin, then give them privacy to complete sensitive application details.
- **Continue on any device** — Patients can continue after the visit while your front desk follows financing status in Ottri.
- **Team and location control** — Manage staff, activity and financing progress across every location.

## Connect the front desk to patient-financing progress.

- **One practice dashboard** — Manage applications, available financing options, follow-up, documents, and funding progress in one place.
- **Clear coordinator workflow** — Give authorized practice staff a shared view of the financing application’s next steps.
- **Private patient handoff** — Begin together, then let the patient complete sensitive information privately on their own device.
- **Teams and locations** — Manage users, roles, activity, and financing progress across every practice location.
- **Practice-branded experience** — Keep your logo, colors, and practice identity front and center throughout the Ottri experience.
- **Direct-to-practice funding** — For funded treatments, participating lenders send funds directly to your practice.

## Make financing part of the self-pay patient experience.

- **Meet patients at the right time** — Discuss available financing when you explain the eligible self-pay service and estimate. Follow the application after the visit while clinical care remains with the dermatology team.
- **One flow across every channel** — Bring a service-page link, consultation QR code, or follow-up message into the same branded application. Keep the financing next step accessible after the patient leaves.

## Your dermatology team needs connected financing. So we built one.

A disconnected process:

- One program determines the initial financing options.
- A decline can end the financing conversation.
- The patient moves into a provider-branded experience.
- Applications and follow-up live in separate places.
- The front desk gathers financing status separately.

With Ottri:

- One application can reach multiple eligible patient-financing programs.
- Other eligible programs may provide another path.
- Your practice brand stays present in the Ottri experience.
- Applications, next steps, and funding progress in one place.
- Authorized staff follow the application in one workspace.

## Frequently asked questions

### How can a dermatology practice offer patient financing?

A dermatology practice can use Ottri to introduce financing for eligible self-pay services through one practice-branded application. Your team shares the application with a clear service estimate and follows financing status in a shared workspace. Participating lenders determine eligibility, available amounts, and terms. Clinical recommendations remain with the dermatology practice.

### Can cosmetic dermatology services be considered for financing?

An eligible cosmetic service may be considered when it fits the practice’s available lender programs. Start with the actual proposed procedure and written estimate, then confirm coverage under the applicable program. Dermatology is a broad category; eligibility for one service does not establish that every cosmetic procedure, package, or related charge can be financed.

### How should we separate insured care from a self-pay estimate?

Clearly identify which services the patient is considering, what your practice expects to bill, and the amount the patient may need to pay. Confirm the proposed financing request against the available program. Ottri does not determine insurance benefits, copays, or deductibles, and financing should not be described as guaranteeing insurance reimbursement or coverage.

### Can the front desk follow up without handling financial details?

Your team can introduce the branded application and let the patient complete sensitive information privately on their own device. Authorized staff can then use application status and required next steps in Ottri to guide financing follow-up. This gives the front desk a clear role while the patient enters their own information and the lender makes its credit decision.

### What happens if the first lender declines the application?

A decline from one lender does not have to end the financing conversation. Ottri can continue through other eligible participating programs in its configured sequence, subject to routing rules and stop conditions. The patient starts with one branded application, and your team follows the status in Ottri. Each lender makes its own decision; another approval is not guaranteed.

### What does Ottri cost, and how do we get started?

Ottri has no setup, subscription, or Ottri platform fees for practices. Create your practice account, complete onboarding, and begin sharing applications once your eligible programs are active. Lender or promotional costs, where applicable, depend on the program. Your team can start with the Get started free button on this page.

### Does the application stay under our practice brand?

Yes. Your practice logo, colors, and identity remain part of the Ottri experience, with required lender identities and disclosures shown where applicable. Your team can introduce the application and let the patient complete sensitive information privately on their own device. Ottri does not sell patient applications as leads.

### Who approves the financing and receives the funds?

The participating lender makes the credit decision and sets the financing terms. For funded treatments, the lender sends funds directly to your practice according to its program requirements and funding process. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. Your team can track funding progress in Ottri.

### What if the patient’s balance changes after the visit?

Review the updated services and balance against the lender’s program requirements. A different procedure, billing adjustment, or insurance response may require updated information or further review. Your coordinator can follow the application in Ottri and identify the next financing step. Confirm the revised amount with the participating program before presenting it as covered by financing.

### Does checking financing options affect the patient’s credit?

The initial Ottri option check may use a soft credit inquiry that does not affect the patient’s credit score. If the patient chooses to proceed, a participating lender may perform a hard inquiry that can affect the score. The applicable information is presented before the patient continues. Inquiry type can vary by lender, product, and stage.

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About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.
