# Dental Patient Financing for Practices > Offer dental patient financing through your practice brand. One application, participating lender programs, and treatment-coordinator follow-up with Ottri. Last updated: 2026-09-07. Part of Ottri's Health Care patient financing platform (https://www.ottri.com/health-care). Canonical version: https://www.ottri.com/health-care/dental-financing — this Markdown document is generated from the same source at build time. ## Multi-lender dental financing for practices. Help more patients move forward with the dental care they choose. Present available financing with the treatment plan, then manage the branded application, lender next steps, and follow-up in Ottri. - One application. Multiple participating lender programs. - Your practice brand throughout the financing experience. - Built for dental teams and treatment coordinators. - Direct-to-practice funding on eligible programs. ## Make financing part of the treatment-plan conversation. Give the patient a financial next step while the recommended care is still fresh. One branded application connects to eligible lender programs in sequence, with follow-up in the same workspace. ### One application. One place to manage it. Keep the financing application connected to the treatment conversation, from the first invitation to the lender’s funding steps. - **The patient applies once** — Share one branded financing application when you present the patient’s proposed dental treatment. - **Ottri coordinates the flow** — The application moves through eligible participating lender programs without requiring a new application for every provider. - **The patient reviews available options** — Available financing options and applicable terms are presented clearly for the patient to consider. - **Your practice tracks what happens next** — See whether the patient has started, needs to provide information, or has another financing step to complete. ### Built for dental treatment coordinators Introduce financing with the estimate. Share the application, give the patient privacy, and keep the next action visible to the team. - **Ready for the consultation** — Bring available financing into the discussion of the written treatment estimate and patient costs. - **Private patient handoff** — Explain the first step at the desk, then let the patient enter sensitive details on their own device. - **Continue on any device** — Patients can continue after the visit, while your coordinator follows the application from the practice. - **Team and location control** — Manage staff, activity and financing progress across every location. ## A shared financing workflow for the whole dental team. - **One practice dashboard** — Manage applications, available financing options, follow-up, documents, and funding progress in one place. - **Clear coordinator workflow** — Give the treatment coordinator and front desk the same view of the patient’s financing next step. - **Private patient handoff** — Begin together, then let the patient complete sensitive information privately on their own device. - **Teams and locations** — Manage users, roles, activity, and financing progress across every practice location. - **Practice-branded experience** — Keep your logo, colors, and practice identity front and center throughout the Ottri experience. - **Direct-to-practice funding** — For funded treatments, participating lenders send funds directly to your practice. ## Keep financing connected to the dental treatment plan. - **Meet patients at the right time** — Introduce financing with the proposed treatment estimate, then follow up after the visit. Patients can review available options as they consider the care they want to proceed with. - **One flow across every channel** — Use your treatment pages, a consultation QR code, or a follow-up message to share the same branded application. Your team follows the financing activity in Ottri. ## Your dental team needs one financing workspace. So we built one. A disconnected process: - One application reaches one lender’s credit criteria. - A decline can end the financing conversation. - The patient moves into a provider-branded experience. - Applications and follow-up live in separate places. - The coordinator pieces together the financial next step. With Ottri: - One application can reach multiple eligible dental financing programs. - Other eligible programs may provide another path. - Your practice brand stays present in the Ottri experience. - Applications, next steps, and funding progress in one place. - The coordinator follows the application in a shared workspace. ## Frequently asked questions ### How can our dental practice offer patient financing? Dental patient financing lets a patient apply to pay for eligible dental services over time through a participating lender. Ottri gives your practice one branded application and one workspace for application status, follow-up, and funding progress. Introduce it alongside the treatment estimate so the patient can consider available payment options while discussing the proposed care. ### When should the treatment coordinator introduce financing? Bring it into the conversation when the patient understands the proposed care and the amount they may need to pay. Your coordinator can share a link or QR code with the estimate, explain how to begin, and let the patient continue privately. If the patient wants time to decide, the team can follow the application after the visit. ### Can financing help with dental costs beyond insurance coverage? Eligible out-of-pocket costs may be considered under participating lender programs. Start with a clear estimate of the services and the patient’s expected responsibility, and confirm what the available program can cover. Ottri does not determine insurance benefits or guarantee reimbursement. If an insurer’s response changes the balance, verify the amount and financing requirements before proceeding. ### Can the front desk follow up after the dental consultation? Authorized staff can see application status and required next steps in Ottri, so follow-up does not have to depend on the person who first introduced financing. The team can check whether the patient needs to continue the application or provide requested information. Keep the clinical treatment plan in your practice’s usual records; Ottri tracks the financing workflow. ### What happens if the first lender declines the application? A decline from one lender does not have to end the financing conversation. Ottri can continue through other eligible participating programs in its configured sequence, subject to routing rules and stop conditions. The patient starts with one branded application, and your team follows the status in Ottri. Each lender makes its own decision; another approval is not guaranteed. ### What does Ottri cost, and how do we get started? Ottri has no setup, subscription, or Ottri platform fees for practices. Create your practice account, complete onboarding, and begin sharing applications once your eligible programs are active. Lender or promotional costs, where applicable, depend on the program. Your team can start with the Get started free button on this page. ### Does the application stay under our practice brand? Yes. Your practice logo, colors, and identity remain part of the Ottri experience, with required lender identities and disclosures shown where applicable. Your team can introduce the application and let the patient complete sensitive information privately on their own device. Ottri does not sell patient applications as leads. ### Who approves the financing and receives the funds? The participating lender makes the credit decision and sets the financing terms. For funded treatments, the lender sends funds directly to your practice according to its program requirements and funding process. Ottri Global LLC is a licensed loan broker, NMLS 2776988, and is not a lender. Your team can track funding progress in Ottri. ### Can dental implants and orthodontic treatment use the same approach? The same branded application and team workflow can be used where the practice and proposed treatment fit an available lender program. Implant cases and orthodontic plans can raise different questions about estimates, treatment stages, and payment arrangements. Explore Ottri’s dental implant and orthodontic financing pages for those workflows. The participating lender determines which services and amounts it can finance. ### Does checking financing options affect the patient’s credit? The initial Ottri option check may use a soft credit inquiry that does not affect the patient’s credit score. If the patient chooses to proceed, a participating lender may perform a hard inquiry that can affect the score. The applicable information is presented before the patient continues. Inquiry type can vary by lender, product, and stage. --- About Ottri: Ottri is a licensed loan broker, NMLS 2776988. Ottri is not a lender. Participating lenders establish their own products and criteria, make their own credit decisions, provide any credit extended, and retain the responsibilities assigned to them by law and agreement. Ottri's capabilities and role vary by program and deployment.